Pockit - Credit Check Free, Bank Account With Debit Mastercard

Updated: Nov 27, 2019

Pockit is a UK banking system that's ​open to all.

There are no credit checks and you can sign up in just 2 minutes, get an instant account number and sort code, and a contactless MasterCard®.

It costs 99p to sign up to the banking system and you normally receive your card in just a couple of days.

You have access to the banking app so you can manage your money on the move.

The basics, such as making payments in shops and online, paying in your wages or benefits or receiving bac's payments are included in the 99p monthly fee. 

The 99p fee is not charged if you have no funds in your account.

There are additional charges for making ATM withdraws, online bac's payments, international payments and paying in cash. (Full charges can be found on the website)

The charges are slightly less than many of the other similar bank accounts in the UK. 

The lack of credit checks means it is a great option for people who don't have a great credit rating b ut need banking facilities, or for people who don't want another credit search showing on their credit file!

When you sign up and spend £20, you will given a promotional £5, which will be added to your bank account, (Paid 1 month after you have joined), as an added incentive.

I've used this bank account for the last 6 months, as well as another similar bank account system and have been very pleased with the quality of service as well as customer service levels. Recommended.

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