If you have reduced spending but your debt keeps increasing, the issue may no longer be lifestyle choices. This guide explains the signs of structurally unaffordable debt and the practical options available in the UK.

Dealing with debt in the UK? Practical advice based on real experience, including which debts to pay first, repayment methods, and where to get free help.

The Bounce Back Checklist: An ultimate, free guide to benefits and financial help