Privacy & Cookie Policy
Last updated: 2nd October 2026
This Privacy Policy explains how The Penny Pincher collects, uses and protects personal information when you visit our website, subscribe to our emails, create an account, contact us, enter a competition or otherwise interact with us.
The Penny Pincher is operated by Penny Pincher Media. For the purposes of UK data protection law, Penny Pincher Media is the data controller responsible for the personal information described in this policy.
Website: www.thepennypincher.co.uk
Email: howdy@thepennypincher.co.uk
Information we may collect
The information we collect depends on how you use The Penny Pincher.
When you visit the website, technical information may be collected automatically. This can include your IP address, browser and device information, pages viewed, approximate location information, referral source and information about how you interact with the website.
If you register for an account or use member features on the website, we may collect information such as your name, email address, account details and information connected with your use of those features.
If you subscribe to one of our email lists or newsletters, we collect your email address and any other information you voluntarily provide when signing up. We may also receive information about how our emails are delivered and interacted with, such as whether an email has been opened or a link has been clicked, where this functionality is provided by our email service.
If you contact us, we may collect your name, email address and any other information you include in your message.
If you enter a competition, giveaway, survey or promotion, we may collect the information needed to administer that activity. This may include your name, email address, social media details or, where necessary for fulfilment, delivery information. The information required will depend on the promotion.
We don't intentionally collect sensitive personal information through the website unless there is a clear reason for doing so and appropriate protections are in place.
How we use your information
We may use personal information to operate and maintain The Penny Pincher, provide website functionality, manage member accounts, respond to enquiries and provide services or information you have requested.
We also use information to administer competitions and promotions, prevent misuse of the website, maintain security, analyse how the website is being used and improve our content and services.
Where you have signed up to receive our emails, we use your details to send newsletters, deals, money-saving information and other content that we think will be relevant to subscribers.
We may also use aggregated or anonymised information to understand website performance and audience behaviour. Information that can no longer identify an individual isn't personal data.
Our lawful bases for using personal information
UK data protection law requires us to have a lawful basis for processing personal information.
Where you subscribe to marketing emails or agree to optional cookies, we generally rely on your consent. You can withdraw that consent at any time.
Where processing is necessary to provide something you've requested, administer a promotion you've entered or fulfil an agreement with you, we may process information because it is necessary for the performance of a contract or to take steps at your request before entering into a contract.
We may rely on our legitimate interests where this is appropriate, including operating and protecting the website, responding to general enquiries, understanding how our services are used, preventing fraud or misuse, and improving our content and services. When relying on legitimate interests, we consider your interests and rights before processing the information
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We may also process information where we're required to do so by law.
Email newsletters and marketing
Our email newsletters are currently managed using EmailOctopus.
If you subscribe to our emails, your email address and relevant subscription information may therefore be processed by EmailOctopus on our behalf.
We only send marketing emails where we have an appropriate legal basis to do so. You can unsubscribe at any time using the unsubscribe link included in our emails.
If you unsubscribe, we may retain limited information on a suppression list so that we can respect your request and avoid accidentally adding you back to marketing communications.
Website hosting and Wix
The Penny Pincher is built and hosted using Wix.
Wix may process information on our behalf to provide services including website hosting, forms, member accounts, security, analytics and other website functionality.
Some information processed through Wix may be stored or processed outside the UK. Where personal information is transferred internationally, appropriate legal safeguards are used where required.
Analytics
We use website analytics to understand how people find and use The Penny Pincher, which pages are popular and how the website is performing.
Analytics may involve information such as your device type, browser, approximate location, referral source and pages viewed. Where analytics technologies require consent, they should only operate after you have given permission through our cookie controls.
We may use analytics provided by Wix and other analytics services from time to time.
Affiliate links and third-party websites
Some links on The Penny Pincher are affiliate links. If you click one of these links and make a purchase, sign up for a service or complete another qualifying action, we may receive a commission.
Affiliate networks and retailers may use cookies, tracking links or similar technologies to identify that your visit or transaction originated from The Penny Pincher. These services are generally operated by the relevant retailer, affiliate network or service provider under their own privacy policies.
Clicking an external link means you are leaving The Penny Pincher. We aren't responsible for the privacy practices, security or content of third-party websites, so you should review their privacy information where appropriate.
Competitions and promotions
Where we run competitions, giveaways or other promotions, we use the information submitted to administer the promotion, verify entries, contact winners and arrange prizes where applicable.
If a promotion is being run with another organisation, we will explain where appropriate whether information needs to be shared with that organisation.
Entering a competition doesn't automatically subscribe you to our marketing emails unless this is made clear and you separately agree to receive them.
Who we share information with
We don't sell your personal information.
We may share information with trusted service providers where this is necessary to operate our website and services. These may include website hosting and technology providers such as Wix, email marketing services such as EmailOctopus, analytics providers, professional advisers and other providers that help us operate The Penny Pincher.
We may also disclose information where required by law, to protect our legal rights, to investigate suspected fraud or misuse, or where necessary in connection with the sale or restructuring of the business.
International transfers
Some of the companies we use to operate The Penny Pincher may process information outside the UK.
Where UK data protection law requires safeguards for an international transfer, we expect the relevant provider to use an approved mechanism, such as UK adequacy regulations, the UK International Data Transfer Agreement or the UK Addendum to approved standard contractual clauses, as appropriate.
How long we keep information
We keep personal information only for as long as reasonably necessary for the purpose for which it was collected, including meeting legal, accounting, security and regulatory requirements.
Newsletter subscription information is generally kept while you remain subscribed. If you unsubscribe, limited information may continue to be retained where necessary to record your opt-out.
Information connected with enquiries, competitions and website accounts is kept for an appropriate period depending on why it was collected and whether we have a continuing legal or operational reason to retain it.
We periodically review information we hold and delete or anonymise information that is no longer required.
Cookies
The Penny Pincher uses cookies and similar technologies for purposes including providing essential website functionality, remembering preferences, measuring website usage and, where applicable, supporting affiliate tracking and third-party services.
You can find more information about how these technologies are used in our Cookie Policy.
Where required, non-essential cookies are only used after you have provided consent through our cookie controls.
Your data protection rights
Depending on the circumstances, UK data protection law may give you the right to ask us for a copy of the personal information we hold about you, ask us to correct inaccurate information, request deletion of information, request restriction of processing, object to certain uses of your information, withdraw consent and, in some circumstances, receive your information in a portable format.
You also have an absolute right to object to the use of your personal information for direct marketing.
You won't normally have to pay to exercise these rights.
To make a request, contact us at howdy@thepennypincher.co.uk. We may need to verify your identity before completing a request.
Complaints
If you're concerned about how we have used your personal information, please contact us first at howdy@thepennypincher.co.uk so that we can investigate.
You also have the right to complain to the Information Commissioner's Office, the UK's data protection regulator. Information about making a complaint is available at www.ico.org.uk.
Children's privacy
The Penny Pincher is intended for a general audience and isn't designed specifically as an online service for children.
We don't knowingly use the website to collect personal information from children for marketing purposes without an appropriate legal basis.
Security
We take reasonable technical and organisational measures to protect personal information against unauthorised access, loss, alteration or disclosure.
No internet service can guarantee complete security, but we review the services and systems we use and take reasonable steps to protect the information entrusted to us.
Changes to this policy
We may update this Privacy Policy when our website, services or legal obligations change. The latest version will be published on this page and the date at the top will be updated.
Contact us
If you have any questions about this Privacy Policy or how we use personal information, contact:
Penny Pincher Media
The Penny Pincher
Email: howdy@thepennypincher.co.uk
Website: www.thepennypincher.co.uk
Cookie Policy
Last updated: 2nd October 2026
This Cookie Policy explains how The Penny Pincher uses cookies and similar technologies when you visit www.thepennypincher.co.uk.
It should be read alongside our Privacy Policy, which explains how we use personal information more generally.
What are cookies?
Cookies are small files or pieces of information that websites can store on your computer, phone, tablet or other device when you visit them.
They can be used for a range of purposes, including making a website work correctly, remembering preferences, keeping accounts secure, understanding how visitors use a website and measuring the effectiveness of online services.
Similar technologies may also be used for comparable purposes.
How we use cookies
The Penny Pincher uses cookies and similar technologies to operate the website, provide essential features, remember preferences, understand website usage and support services provided by third parties.
Some cookies are essential for the website to operate correctly. Other cookies are optional and, where required by law, won't be used until you have given your consent.
Essential cookies
Essential cookies are required for the website to function properly and can't generally be switched off through our cookie controls.
These may be used for purposes including security, fraud prevention, network management, remembering privacy choices, providing member-account functionality and maintaining website sessions.
Because The Penny Pincher is built and hosted using Wix, some essential cookies are set by Wix to provide these functions.
These cookies don't require consent where their use is strictly necessary to provide the website or a service you have requested.
Analytics cookies
Analytics cookies help us understand how visitors use The Penny Pincher.
They may provide information about how visitors reached the website, which pages they visit, how long they spend on the site, the type of device or browser being used and how visitors interact with different parts of the website.
We use this information to understand website performance and improve our content and services.
Where consent is legally required for analytics cookies or similar technologies, they won't be activated until you have agreed to them through our cookie controls.
Functional cookies
Functional cookies and similar technologies can provide additional website features or remember choices you make.
They may be set by us or by third-party services used on particular parts of the website.
If you don't allow these technologies, some website features may not operate as intended.
Advertising and affiliate technologies
The Penny Pincher contains affiliate links to retailers, cashback services and other third-party websites.
When you click an affiliate link, the retailer, affiliate network or other provider may use cookies or similar technologies to record that you arrived through The Penny Pincher. This allows them to attribute a purchase, registration or other qualifying action to us so that we may receive a commission.
The length of time these tracking technologies remain active varies between providers.
The Penny Pincher doesn't control cookies placed on your device after you leave our website and visit a third-party service.
You should check the cookie and privacy information provided by the relevant retailer or service for further details.
Third-party services
Parts of The Penny Pincher may use services provided by third parties.
These can include website technology, analytics, embedded content, social media functionality, email subscription forms, advertising or affiliate services.
Third-party services may use their own cookies or similar technologies where permitted. Their use of information is also governed by their own privacy and cookie policies.
Wix cookies
The Penny Pincher is built and hosted using Wix.
Wix uses cookies and similar technologies for purposes including website security, providing member functionality, remembering user preferences and operating and measuring its platform.
The exact Wix cookies present can change as website functionality and Wix services are updated.
Email subscription forms
We use EmailOctopus to manage our email newsletter.
Email subscription forms or landing pages provided by EmailOctopus may use technologies necessary to provide the form, prevent abuse or process a subscription.
Information submitted through a newsletter form is handled in accordance with our Privacy Policy and the applicable privacy information provided by EmailOctopus.
Your cookie choices
When you first visit The Penny Pincher, you may be shown a cookie consent banner that allows you to control the use of non-essential cookies.
You can accept or reject optional categories through these controls. Rejecting optional cookies shouldn't prevent you from accessing the main content of The Penny Pincher, although some additional features may work differently.
You can change your cookie preferences again using the cookie or privacy controls available on the website where provided.
You can also delete or block cookies using your browser settings. The method varies depending on your browser and device.
Blocking essential cookies through your browser may prevent parts of the website from functioning correctly.
How long cookies remain on your device
The length of time a cookie remains on your device depends on the type of cookie.
Session cookies normally expire when you close your browser. Persistent cookies remain for a specified period or until you delete them.
The duration of individual third-party cookies is determined by the organisation that provides them and may change over time.
Our cookie consent system provides further information about the cookies and services identified on the website where this information is available.
Changes to this Cookie Policy
The technologies used by websites change over time, so we may update this Cookie Policy when we introduce, remove or change website features or third-party services.
The latest version will be published on this page and the date at the top will be updated.
Contact us
If you have questions about our use of cookies or this Cookie Policy, contact:
Penny Pincher Media
The Penny Pincher
Email: howdy@thepennypincher.co.uk
Website: www.thepennypincher.co.uk
