Reduce Family Expenses: Ways to Cut the Cost of Family Life

Raising a family can be expensive, but there are plenty of ways to cut those costs. From help with childcare and school costs to family discounts, free meals and schemes you may be entitled to, I’ve pulled together useful ways to make family life a little more affordable.

This page brings together my latest guides, offers, and practical money-savvy ideas to help you spend less on the everyday costs of having children.

Help With the Cost of Raising a Family

IKEA Student Discount: How to Get £20 Off and Extra Cashback

Heading to university? IKEA students can get up to £20 off furniture and homeware, with more student offers and a cashback trick to cut the cost further.

Child Benefit after 16 can continue through A levels and other qualifying education if HMRC has the right details.

Child Benefit After 16? Don't Risk Losing £1,406.60 a Year

If your teen is staying in education after GCSEs, Child Benefit may continue. Check what qualifies, when HMRC needs an update and what could stop payments.

Free school breakfast clubs: could your family save £450 a year?

More schools are getting free breakfast clubs from September. Find out whether yours is included and what 30 minutes of free morning childcare could save.

Healthy Start vouchers can add up to £34 every four weeks for eligible families. See who qualifies, what you can buy and how to apply.

Healthy Start Vouchers UK: Who Qualifies, How Much You Get and How It Works

Healthy Start can help with milk, formula, fruit and vegetables. Check the latest payment rates, eligibility rules and how to apply for the card.

Pay £80 and get £100: How Tax-Free Childcare works

Tax-Free Childcare can cut an approved childcare bill by 20%. See how it works, what it covers and the key Universal Credit rule for working families.

Our Kids Pass review checks whether the £1 trial can cut the cost of family days out.

Kids Pass Review: Will the £1 Trial Save Your Family Money?

Kids Pass costs £1 for 30 days, but is it worth keeping? See current cinema, attraction and holiday deals, plus the renewal and cancellation rules.

Morrisons has partnered with Kellogg’s to offer a free breakfast in its cafés during every 2026 school holiday. Here’s what’s included, who can claim it, and how it works alongside Kids Eat Free.

Morrisons Free Kellogg’s Breakfast During School Holidays In 2026

Morrisons has partnered with Kellogg’s to offer a free breakfast in its cafés during every 2026 school holiday. Here’s what’s included, who can claim it, and how it works alongside Kids Eat Free.

Free Cake For Parents In The Morrisons Meet Up on Monday Scheme!

Morrisons Baby Club Free Cake and M&S The Parent Hood Explained

Parents with a child under 5 years old can take advantage of Morrisons Baby Club offer for a free slice of cake on a Monday!