Website Terms of Use

Last updated: 2nd October 2026

These Website Terms of Use explain the rules that apply when you access and use The Penny Pincher at www.thepennypincher.co.uk.

The Penny Pincher is operated by Penny Pincher Media.

By using this website, you agree to these terms. If you don't agree with them, you should stop using the website.

About The Penny Pincher

The Penny Pincher publishes money-saving information, deals, offers, cashback information, consumer news, guides, reviews and other editorial content.

We aim to make our content useful and accurate, but deals, prices, cashback rates, availability, terms and retailer promotions can change quickly. Information published on the website should therefore be checked with the relevant retailer or service provider before you make a purchase or financial decision.

Using the website

You may use The Penny Pincher for lawful, personal and non-commercial purposes.

You mustn't use the website in a way that could damage, disable, overload or impair the website, interfere with another person's use of it, attempt to gain unauthorised access to the website or its systems, or break any applicable law.

You mustn't knowingly introduce viruses, malicious code or other material intended to damage or interfere with the website.

We may restrict or suspend access to the website where reasonably necessary for security, maintenance, misuse prevention or other operational reasons.

Deals, prices and offers

We make reasonable efforts to check deals and offer information before publishing it.

Retailers and service providers can change or withdraw prices, promotions, discount codes, cashback rates, stock availability, eligibility criteria and other terms without notice.

A deal being displayed on The Penny Pincher doesn't guarantee that it will still be available when you visit the retailer.

Always check the final price, delivery costs, eligibility requirements, promotional terms and other relevant information directly with the retailer or service provider before completing a transaction.

Where we identify an error, expired offer or material change, we may update or remove the relevant content.

Cashback and rewards

Cashback amounts, eligibility requirements and tracking conditions are determined by the relevant cashback provider, retailer or affiliate network.

Cashback isn't normally guaranteed until it has been confirmed by the provider, and purchases may fail to track or may be declined where the provider's conditions aren't met.

You should read the applicable cashback provider's terms before relying on expected cashback as part of the cost of a purchase.

Financial information

The Penny Pincher provides general money-saving and consumer information. Unless expressly stated otherwise, our content doesn't constitute regulated financial advice, legal advice, tax advice or any other form of professional advice.

Your individual circumstances may differ from those described in our content.

Where a decision could have significant financial, legal or tax consequences, you should consider obtaining appropriate professional advice before acting.

Affiliate links and advertising

Some content on The Penny Pincher contains affiliate links, advertising, sponsored content, referral links or other commercial relationships.

We may receive a commission or other benefit if you click certain links, make a purchase, register for a service or complete another qualifying action.

Our Affiliate & Advertising Disclosure explains these arrangements in more detail.

Commercial arrangements don't change your statutory rights when dealing with the relevant retailer or service provider.

External websites

The Penny Pincher contains links to websites and services operated by other organisations.

We don't control those websites and aren't responsible for their content, availability, security, privacy practices, products, services or terms.

The inclusion of an external link doesn't automatically mean that we endorse every product, service, opinion or piece of information available on that website.

You should review the terms, privacy information and other relevant information provided by third-party websites before using their services.

Purchases from third parties

Unless we specifically state otherwise, products and services featured on The Penny Pincher are supplied by third-party retailers or service providers rather than by us.

Any purchase or agreement you enter into with a third party is between you and that third party and is subject to their terms and conditions.

Questions about delivery, returns, cancellations, refunds, warranties or the performance of a third-party product or service should normally be directed to the relevant retailer or provider.

Nothing in these terms affects any statutory rights you may have against a retailer or service provider.

Accuracy of information

We take reasonable care when researching and publishing content, but we can't guarantee that every piece of information will remain accurate, complete or current at all times.

This is particularly relevant to prices, discounts, stock availability, opening times, eligibility criteria, cashback rates and promotional terms, which can change after publication.

Publication dates and update dates should be taken into account when relying on older content.

If you spot an error, you can contact us at howdy@thepennypincher.co.uk.

Availability of the website

We aim to keep The Penny Pincher available, but we can't guarantee uninterrupted access.

The website may occasionally be unavailable because of maintenance, technical problems, third-party services or circumstances outside our reasonable control.

We may change, suspend or remove parts of the website where necessary.

Intellectual property

Unless otherwise stated, original written content, graphics, branding, photographs and other original material created for The Penny Pincher are protected by intellectual property rights.

You may view and share links to our content for personal and non-commercial purposes.

You mustn't reproduce, republish, distribute, scrape, commercially exploit or substantially copy our original content without permission, except where permitted by law.

You may quote limited extracts where legally permitted, provided that appropriate attribution and a link to the original page are included where appropriate.

Third-party photographs, logos, trademarks and other material remain the property of their respective owners.

If you believe material on The Penny Pincher infringes your intellectual property rights, contact us at howdy@thepennypincher.co.uk with details so that we can investigate.

Linking to The Penny Pincher

You may link to publicly available pages on The Penny Pincher provided that the link is lawful and doesn't falsely suggest that we endorse, sponsor or have a commercial relationship with you.

You mustn't frame our website within another website or present our content in a way that could reasonably mislead visitors about its source.

For substantial commercial reuse, syndication or reproduction of our content, please contact us first.

User accounts

Where The Penny Pincher provides member accounts or other registered-user features, you're responsible for keeping your login information secure.

You shouldn't knowingly allow another person to misuse your account.

We may suspend or remove accounts where we reasonably believe they are being used fraudulently, unlawfully or in a way that could damage the website or other users.

Comments and user-submitted content

Where the website allows comments, submissions, reviews or other user-generated content, you remain responsible for what you submit.

You mustn't submit content that is unlawful, defamatory, threatening, abusive, discriminatory, fraudulent, deliberately misleading, invasive of another person's privacy or infringing of another person's intellectual property rights.

We may moderate, edit or remove user-submitted material where we reasonably consider this necessary.

Submitting content doesn't automatically mean that we endorse or agree with it.

Competitions and giveaways

Competitions and giveaways may have their own specific terms and eligibility requirements.

Where separate competition terms are provided, those terms will apply in addition to these Website Terms of Use.

We may refuse or remove entries that don't comply with the applicable competition rules.

Details about how personal information relating to competitions is handled are included in our Privacy & Cookie Policy.

Liability

Nothing in these terms excludes or limits any liability that can't legally be excluded or limited.

We don't seek to exclude responsibility where the law requires us to accept it.

Subject to those protections, we aren't responsible for losses caused solely by circumstances outside our reasonable control, information supplied directly by third parties that we couldn't reasonably have identified as incorrect, or a user's failure to check clearly stated retailer or provider terms before entering into a transaction.

Our content is provided primarily for general consumer information rather than as a substitute for personalised professional advice.

Privacy and cookies

Our Privacy & Cookie Policy explains what personal information we collect, how we use it, your data protection rights and how cookies and similar technologies are used.

You should read that policy alongside these terms.

Changes to these terms

We may update these Website Terms of Use from time to time to reflect changes to the website, our services or applicable law.

The latest version will be published on this page, together with the date it was last updated.

Continued use of the website after an update means the latest version will apply to your subsequent use of the website.

Governing law

These terms are governed by the laws of England and Wales.

Nothing in these terms is intended to prevent a consumer from relying on any mandatory legal rights or protections that apply to them.

Contact us

If you have questions about these terms or the use of The Penny Pincher, contact:

Penny Pincher Media
The Penny Pincher
Email: howdy@thepennypincher.co.uk
Website: www.thepennypincher.co.uk