A lasting power of attorney allows someone you trust to make decisions on your behalf if you lose mental capacity. This guide explains how LPAs work, what they cost, how to set one up, and what can happen if you do not have one in place.

Traditional banks move money through slow systems designed decades ago, often benefiting from delays and hidden fees. Digital assets and blockchain networks offer a different approach, allowing transfers to settle in minutes rather than days. As stablecoins and on-chain tools grow, more people are exploring new ways to move and manage their money outside traditional banking systems.