Rakuten is a free cashback site that pays you money back every time you shop online through it. With hundreds of UK retailers included, from Sainsbury's to Boots to Just Eat, it turns everyday spending into a small but consistent return. New users also get a £25 welcome bonus on their first qualifying spend. Here is everything you need to know before you sign up.

If you're a Chase customer, you'll want to know about the new changes to the 1% cashback, which kick in shortly.