Big Money Decisions

I tested Gains Pro with several bank accounts, budgeting tools and cashback. Here’s how Gains works, what it costs and what I think so far.

Should you use a mortgage broker or go straight to a bank? Compare what each offers, what advice costs and the charges that can change which deal works out cheaper.

Plug-in solar has arrived in Great Britain, but the £110 saving is only part of the story. Here’s what costs, rules and payback could mean for you.

Choosing the wrong toilet can add work and cost to a bathroom refit. Compare the main designs before deciding what fits your room and budget.

Cut the real cost of your next holiday with practical tips on flights, accommodation, villas, car hire, cashback, travel money and spending abroad.

A lockout can become an expensive repair if you rush the decision. Here’s how to check prices, avoid needless damage and protect your budget.

Thinking about solar panels? See what they cost, how long they can take to pay back, what affects your savings and how the new plug-in solar option compares.

Diamond jewellery doesn’t need to be saved for special occasions. See how subtle pieces can work with casual clothes, office outfits and everyday wear.

Live within 500m of a planned pylon or grid upgrade? You could get £250 a year off your electricity bill for up to 10 years.

Buy Now Pay Later now comes with affordability checks and stronger consumer protection, but the changes could also leave some shoppers unable to use it.

Planning a renovation, extension or self-build? Penny Pincher readers can get 2 free Homebuilding & Renovating Show tickets worth up to £36.

Your water company may send you free shower heads, tap aerators and other devices. Here’s how to check what you can claim and use less water.

Selling your home? Focus your budget on repairs, decluttering, storage and presentation before spending heavily on renovations you may not recoup.

Paying for more mobile service than your family needs? Compare contracts, separate handset costs and rethink how you manage temporary phone numbers.

Renting privately in England? These 8 Renters’ Rights Act changes affect evictions, rent rises, pets, advance rent and how you can leave.

AI budgeting tools can track spending, calculate savings goals and model debt repayments for free, but there are limits to what they should be trusted with.

There's £150 off winter energy bills waiting for millions, but one overlooked detail could mean you miss it. Here's how to make sure you don't.

Branded workwear can advertise your business while your team works, but garment choice, printing costs, tax and PPE rules all deserve a closer look.

Tesco has launched the Clubcard for 16 and 17-year-olds. Here's how it works, why it matters and why I think it should go even further.

How the Complete Savings 20% One4all gift card discount can save you up to £240 a year at major UK retailers.

UK Savings Week - advice from someone who's been bankrupt, has ADHD, and is still paying off debt. Real money-saving tactics that actually work when life is messy.

Thinking about a personal injury claim in Scotland? Here’s what to know about responsibility, time limits, evidence, compensation and legal costs.

From business credit and invoice finance to cash flow forecasting and pensions, these five financial tools can help UK small business owners plan ahead.

Car costs go far beyond the monthly payment. Use total ownership costs, finance checks and simple running-cost savings to keep more money in your pocket.